Category: Learn
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More Yes in Payments: Hello Clever Levels Up with PayFac Status.
Picture this: a customer is ready to buy, card in hand, funds in the bank. They tap, but instead of a simple yes, the screen flashes declined. It’s more than just an awkward moment. It’s a sale lost, a customer gone, and trust broken. These moments are more common than most realise, and they quietly…
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Clever Product Updates: Smarter Systems. Smoother Growth.
Smarter Systems. Smoother Growth. Every edition we release updates that make our platform sharper, not just for merchants, but also for the teams and systems behind the scenes. This September brings three key upgrades: Some of these changes you’ll spot right away. Others run quietly under the hood, like upgrading the engine while you’re driving.…
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Rethink the Playbook: Merchant Intelligence, Powered by Clever AI Forecaster.
In a world of promotions, peaks, and unpredictable demand, sticking to what’s familiar can feel safer than trying something new, even if the data says otherwise. That’s why we built Clever AI to help merchants break free from the old playbook and explore what their data is really capable of. What should I offer? When…
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Beyond Fraud Prevention: AI-Powered Compliance for the Future of Payments.
In our previous discussion on AI fraud detection, we explored how AI is transforming real-time security in payments. But fraud prevention is only one piece of the puzzle. The next frontier? Regulatory compliance that evolves as fast as financial crime does—without slowing down payments. At Hello Clever, we believe compliance should be automated, intelligent, and seamlessly integrated into transactions.…
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Our Super. Rewired for Mums.
Superannuation wasn’t built for Mums. So, We Rewired it. Super is one of the biggest financial assets most Australians will ever have. But if you take time off to have a child? That financial safety net disappears. It’s not just unfair—it’s by design. Take parental leave? No super. Come back part-time? Lower contributions. Work just as hard (if not…
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Clever AI Technical Evaluation Report.
Executive Summary This report evaluates two flagship AI-powered products under the Clever AI umbrella, both of which are redefining merchant intelligence and driving measurable business impact: By leveraging state-of-the-art AI techniques—including Deep Learning, Generative AI, Retrieval-Augmented Generation (RAG), and Agentic AI—we have: These results are reported as at 17/02/2025. The opportunity now is to scale…
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AI-Powered Fraud Detection: Secure Payments with Purpose-Built Machine Learning Models.
In today’s fast-paced digital economy, payment fraud poses a growing threat to businesses. Merchants face the dual challenge of securing transactions while delivering a seamless customer experience. At Hello Clever, we address this challenge head-on with our state-of-the-art fraud intelligence framework. By combining cutting-edge machine learning (ML) and advanced authentication protocols, we empower businesses to…
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Shaping the Payments Landscape: The Top Trends of 2025.
The global payments industry is projected to surpass $3 trillion in revenues by 2025, with digital payments accounting for an overwhelming majority of transactions. As consumer expectations evolve, 80% of shoppers now prioritise convenience and security in their payment methods, while 70% actively seek out platforms offering personalised rewards. At Hello Clever, we’re dedicated to…
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What-If Forecasting: Smarter Decisions to Grow Your Business with AI.
Running a business means making constant decisions—what products to stock, how to price them, and when to offer promotions. Wouldn’t it be great if you could test these choices before committing? Enter AI-driven what-if forecasting. This powerful tool allows you to simulate different business scenarios and make smarter, data-driven decisions with confidence. Until now, enterprise-level…
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Enhancing Merchant Success: The Role of AI in Data-Driven Fintech Strategies.
Artificial Intelligence (AI) is transforming how merchants approach data analysis, opening up opportunities to gain insights into customer behaviour and sales trends. At Hello Clever, our core services, like real-time payment processing and embedded loyalty, can be complemented by AI’s ability to analyse data and provide actionable recommendations. From understanding customer preferences to improving transaction…