Category: Learn
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Beyond Fraud Prevention: AI-Powered Compliance for the Future of Payments.
In our previous discussion on AI fraud detection, we explored how AI is transforming real-time security in payments. But fraud prevention is only one piece of the puzzle. The next frontier? Regulatory compliance that evolves as fast as financial crime does—without slowing down payments. At Hello Clever, we believe compliance should be automated, intelligent, and seamlessly integrated into transactions.…
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Our Super. Rewired for Mums.
Superannuation wasn’t built for Mums. So, We Rewired it. Super is one of the biggest financial assets most Australians will ever have. But if you take time off to have a child? That financial safety net disappears. It’s not just unfair—it’s by design. Take parental leave? No super. Come back part-time? Lower contributions. Work just as hard (if not…
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Clever AI Technical Evaluation Report.
Executive Summary This report evaluates two flagship AI-powered products under the Clever AI umbrella, both of which are redefining merchant intelligence and driving measurable business impact: By leveraging state-of-the-art AI techniques—including Deep Learning, Generative AI, Retrieval-Augmented Generation (RAG), and Agentic AI—we have: These results are reported as at 17/02/2025. The opportunity now is to scale…
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AI-Powered Fraud Detection: Secure Payments with Purpose-Built Machine Learning Models.
In today’s fast-paced digital economy, payment fraud poses a growing threat to businesses. Merchants face the dual challenge of securing transactions while delivering a seamless customer experience. At Hello Clever, we address this challenge head-on with our state-of-the-art fraud intelligence framework. By combining cutting-edge machine learning (ML) and advanced authentication protocols, we empower businesses to…
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Shaping the Payments Landscape: The Top Trends of 2025.
The global payments industry is projected to surpass $3 trillion in revenues by 2025, with digital payments accounting for an overwhelming majority of transactions. As consumer expectations evolve, 80% of shoppers now prioritise convenience and security in their payment methods, while 70% actively seek out platforms offering personalised rewards. At Hello Clever, we’re dedicated to…
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What-If Forecasting: Smarter Decisions to Grow Your Business with AI.
Running a business means making constant decisions—what products to stock, how to price them, and when to offer promotions. Wouldn’t it be great if you could test these choices before committing? Enter AI-driven what-if forecasting. This powerful tool allows you to simulate different business scenarios and make smarter, data-driven decisions with confidence. Until now, enterprise-level…
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Enhancing Merchant Success: The Role of AI in Data-Driven Fintech Strategies.
Artificial Intelligence (AI) is transforming how merchants approach data analysis, opening up opportunities to gain insights into customer behaviour and sales trends. At Hello Clever, our core services, like real-time payment processing and embedded loyalty, can be complemented by AI’s ability to analyse data and provide actionable recommendations. From understanding customer preferences to improving transaction…
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Instant Cashback: The Modern Perk That’s Redefining Customer Rewards.
In today’s fast-paced digital landscape, consumers expect instant gratification in all aspects of their lives, including loyalty programs. Gone are the days of waiting weeks or months for rewards to accumulate or be redeemed. With the advent of real-time payments, consumers are demanding instant loyalty, and businesses must adapt to meet this new expectation. The…
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When is the Time to Add Real-Time Payments to Checkout?
In today’s fast-paced digital landscape, customers expect instant gratification and seamless experiences. Real-time payments have emerged as a game-changer in the world of online transactions, offering instant processing, auto reconciliation and confirmation. But when is the right time to add real-time payments to your checkout process? In this post, we’ll explore the signs that indicate…
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The Future of Rewards: Instant Cashback driving consumer loyalty and engagement.
In the dynamic landscape of consumerism, businesses continually seek innovative ways to attract and retain customers. One powerful tool gaining momentum in this pursuit is instant cashback rewards. Hello Clever proudly leads the movement for driving consumer loyalty and engagement through our single API, which connects globally to Pay By Account and Pay By Bank…