We are thrilled to announce that our Co-Founder and CEO, Caroline Tran, has been honored with the Female Fintech Leader of the Year award at the prestigious 2025 FinTech Australia Finnie Awards. This accolade recognizes Caroline’s exceptional leadership and her significant contributions to the fintech industry.
🚀 Reimagining Fintech, One Instant Payment at a Time
Under Caroline’s leadership, Hello Clever has evolved from a local startup into a dynamic, youth-powered fintech ecosystem — combining real-time payments, instant rewards, and AI-driven intelligence to redefine how the next generation interacts with money.
What began as a bold idea has scaled into a full-stack payments platform with multi-layer monetisation, serving both businesses and partners through our white-label API and intelligent infrastructure.
By focusing on speed, data, and relevance, Hello Clever is creating a smarter, more connected payment experience — one that’s rewarding by default and built for the digital-native generation.
🌍 Global Expansion, Local Impact
This recognition also marks a milestone in our international expansion journey. In the past 12 months alone, we’ve launched Hello Clever in 16 markets, including Singapore, Japan, the Philippines, Vietnam, and the US — with a regional HQ now based in Singapore.
Our expansion strategy is grounded in strong partnerships with banks, fintech infrastructure providers, and retail ecosystems in each local market. Whether it’s driving real-time payment adoption in Southeast Asia or unlocking embedded loyalty in the US, we’re scaling with intention — and speed.
💙 100% Core Team Retention: A Culture That Builds Together
One of the proudest achievements under Caroline’s leadership? We’ve maintained 100% core team retention since our founding.
In a fast-paced, high-growth startup environment, this is almost unheard of — and speaks volumes about the trust, transparency, and shared mission that binds our team. We invest deeply in our people, from flexible remote policies and wellness days to founder-led workshops and international team trips (Lombok, anyone?).
Our team today spans 13 countries, speaks over a dozen languages, and is united by a single belief: we can build fintech differently — more inclusive, more intelligent, and more rewarding.
As we celebrate this achievement, we look forward to continuing our mission of making payments smarter, faster, and more rewarding for everyone.
Stay tuned for more updates as we continue to innovate and lead in the fintech space.
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